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Benefits of travel insurance and what is covered under it: People who love to travel keep traveling from one state to another and from one country to another throughout the year, but in summers, this travel is more. If you are planning any kind of travel, then you should also include travel insurance in your plan. Now whether the reason for travel is business, a plan to travel with family or you are going on an international trip, it does not matter because accidents, theft and troubles can occur during any travel.
In which situations travel insurance is useful…
If you fall ill abroad or get hurt due to any reason, your luggage, passport etc. get lost, even in case of toothache, it would be right to insure your travel. We spoke to Manas Kapoor, Business Head of Travel Insurance at Policybazaar.com about this. He told that according to Policybazaar’s data, only 25 percent of Indians going abroad buy their travel insurance in advance while planning their trip, while most of them wait for the last 3 days to buy it.
Manas tells that if you have any pre-existing disease Or if you are travelling with someone who has any such disease, then you can take coverage for PED (Pre Existing Disease). This coverage can be $10,000 i.e. Rs 8,35,011. For more such information related to women and personal finance, you can click here.
Got a toothache or a broken toothIt is often not covered under health insurance but is covered under travel insurance. In case of an emergency like sudden injury or pain in the teeth, your travel insurance plan will come in handy. The woman of the house should also make a will, otherwise there will be a big problem later, read this advice of lawyers
Connecting flights for long distance travel If you miss a flight, you start to wonder how you will continue your journey. Even then, travel insurance comes in handy. If you miss your connecting flight due to delay and the expenses incurred due to it, you can register a claim for coverage of up to $2000 i.e. Rs 1,67,040 under travel insurance. Work From Home: Women can open grocery stores at low cost, start their own business
Delays or interruptions in travel This insurance will still give you benefits. If the flight is delayed, or the journey is cut short or there is any interruption, then your journey will be fully insured. In such a case, you will be able to claim for the expenses incurred on food and accommodation etc. You can also claim for the expenses incurred while changing the flight due to emergency and returning. Yes, you will have to tell the reason behind the delay or interruption and this reason should be covered in the insurance. So, enquire carefully.
Tag: air travel, Tour and Travel Business, travel insurance, Women’s Finance
first published : May 28, 2024, 2:57 pm IST
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