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Claim depends on your policy when the car is damaged after hitting the cow. There will be no claim in the third party policy, but if you have a comprehensive policy, the insurance company will compensate for the loss.
There are many road accidents due to cattle on the coming days.
Highlights
- Claims will not be available if the cow hit the cow in a third party policy.
- Comprehensive policy covers the damage caused by animals.
- When purchasing a car insurance, compare the policy cover and premium.
New Delhi. Cattle roam on the streets of our country fearlessly. Village or city, local road or highway, unclaimed bulls and bulls keep wandering on them. Unclaimed animals have not only become troublesome for the drivers, but now these are also becoming fatal threats. Heavy animals like cows, bulls and bulls suddenly come in front of the car anywhere and the vehicle gets accidental. In such accidents, there is a huge loss to the vehicle, the vehicle goes to the lives of the riders. In such a situation, the question arises that if the car is damaged after hitting the cow or bull, does the insurance company compensate for the loss of the vehicle?
Whether or not the insurance company will give claim in such cases, it depends on which insurance policy you have taken. If you have got the third party insurance policy of your car, then the insurance company will not give you insurance claim. But if you have taken a comprehensive insurance policy for your car, then it is a matter of relief. Because in this policy, the damage caused by animals is covered.
Also read- 99 % of people do not know this ‘jugaad’, your bike will reach the laughing pump even after the end of petrol!
This means that if your car collides with a cow, bull or bull and loss, then the insurance company will give you a claim. That is, the cost of fixing it, it will be repaid with your policy. Third party insurance covers only the damage done to another person or vehicle. The damage to your own car is not covered under this policy.
Always take a comprehensive policy
If you want to avoid such damage then you should buy a comprehensive policy. This policy also compensates the car for natural disaster, theft or fire damage. Compliance policy also covers the damage done by small animals such as rats, cats and dogs. Almost all types of damage are covered in this policy.
Take care while buying a policy
While purchasing an insurance policy for the car, keep in mind what things are being covered in the policy. You can compare the policy of many companies. Where you have to pay less premium with better cover, take a policy from there. While taking vehicle insurance, also keep looking at how much the company’s claim settlement ratio is. Take a final decision only when all the way satisfied.
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