Somewhere the loan or credit card is not increasing, how to know the person’s personality in a relationship, how to find out the person’s personality

Loan and credit card effect in relationship: Often when a boy or girl is married, the housemates definitely check their financial background. How much boys and girls earn, have their own house or not, how much is the property. Often, the family of the bride side pays more attention to these things. The reason behind this is that the daughter’s future should be financial secure. But nowadays most of the people’s lives are running on loan and credit cards. In such a situation, after getting married, it can have a profound effect on the relationship. This marriage also becomes the reason for breakdown.

Loan can bring a rift in the relationship
Relationship expert Dr. Gitanjali Sharma She says that along with emotional and physical needs in the relationship, it is also necessary to meet financial needs. The family runs with love as well as money, money makes a human existence, the future of children is grooming. In such a situation, every couple should openly talk about finance with each other before marriage. There is no harm in taking loans or using credit cards. But what is the purpose behind taking them, it is important to know. Some people take loans for assets, such as for the house, to buy a car. At the same time, some people take loans for the show off like expensive mobiles, expensive clocks, expensive TVs. In such a situation, it is very important to identify the partner. Many people hide the matter of loan at the time of marriage, which later causes a rift in their marriage and the distance starts increasing.

Check CIBIL score
Most people hide things related to their finance. But the partner’s address of the CIBIL score is very important. There are many reasons for its investigation. The CIBIL score tells the person’s financial discipline. If you do this before marriage then it will be very good. The CIBIL score shows how much the person is dependent on the credit card or loan. If he is paying his EMI on time, he is sure of his commitment and knows how to fulfill the responsibilities. Their long plans are round. On the other hand, if a person is not giving EMI on time, then it means that he is not a good financial planner, he spends without thinking, he is not a mature nor will he think about the partner in future.

Credit card is connected to the show off?
If one person in a relationship is financially matured and the other is not a big infection of the relationship. Today’s young couple do not know the difference between needs and desires. Girls believe in more show-offs than boys. If your partner is suppressed by the burden of EMI only due to the show-off, then they are in dire need to explain many things. Tell them that all this is marketing. Expensive mobiles, expensive clock, expensive perfume, expensive vehicles are upgraded every year. This marketing bubble which is hollowing them inside like junk food. There is a difference in needs and desires. Explain them to invest money for health, hobby or children so that the future is secure. Unnecessary loans and credit cards only increase future anxiety.

Do such a person
It is necessary to test a person before marriage. When it comes to the relationship, then meet the person and consider their personality. If he is wearing a more expensive watch, purse, shoes than his income, then it is a red flag. If he is using a credit card everywhere, he cannot buy things. If he speaks very easily that we will take this thing on a loan, then it shows that taking a loan is not a big deal for him. It is prudent to not marry such a person.