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From 1 June 2025, Kotak Mahindra Bank is going to implement a new rule on certain credit cards. Now if a customer buys more petrol-diesel (fuel) than the limit fixed in a month with his card, then he will have to pay 1% charge at that extra expense. This rule is not applicable to all cards, but will be applicable only to select cards. This limit has also been fixed separately for different cards.
Petrol and diesel prices affect the budget of the common man in the same way, and many people buy fuel with credit cards. In such a situation, if someone spends more than the fixed limit, then it will be charged 1% extra charge. The bank says that this can control the habits of those who spend more fuel from the credit card, especially from the cards that give rewards or cashback.
There are some cards that have been exempted from this new charge. Such as White Reserve, Kotak Solitaire, Kotak Infinite, Kotak Signature, Indianoil Kotak Credit Card and Myntra Kotak Credit Card – There will be no new fee of 1%, no matter what fuel is spent.
The limit has been fixed for the remaining cards. If people with White Signature, Privy League Signature and Kotak Indo 6e XL Rewards Credit Card spend more than ₹ 50,000 fuel a month, then they will have to pay 1% extra charge. At the same time, for Mojo Platinum, Zen Signature, Royale Signature, PVR Inox, 6E Rewards IndiGo, Kotak Biz and NRI Royale Signature Card, this limit has been kept ₹ 35,000.
Apart from this, since 1 June 2025, Kotak Bank has also changed the conditions of fuel surcharge waiiver on several cards. That is, if the customer needs exemption from surcharge at the petrol pump, then he will have to fulfill new conditions. This change will directly affect those who fill petrol and diesel with their cards every month.
| Product (Credit Card) | Current limit (for fuel surcharge exemption) | Revised limit (from 1 June 2025) |
| Kotak Solitaire Credit Card | Between ₹ 400 to ₹ 7,500, maximum exemption annual ₹ 10,000 | Between ₹ 400 to ₹ 7,500, maximum exemption annual ₹ 10,000 |
| White Reserve, Kotak Anant | Between ₹ 400 to ₹ 4,000, maximum exemption annual ₹ 4,500 | Between ₹ 400 to ₹ 7,500, maximum exemption annual ₹ 4,500 |
| White credit card | Between ₹ 500 to ₹ 3,000, maximum exemption annual ₹ 3,500 | Between ₹ 400 to ₹ 7,500, maximum exemption annual ₹ 4,500 |
| Privy League Signature (Free variant) | Between ₹ 400 to ₹ 4,000, maximum exemption annual ₹ 4,500 | Between ₹ 400 to ₹ 7,500, maximum exemption annual ₹ 4,500 |
| Privy League Signature (paid variant) | Between ₹ 400 to ₹ 4,000, maximum discount in month ₹ 300 | Between ₹ 400 to ₹ 7,500, maximum discount in month ₹ 300 |
| Mojo Platinum, Zen Signature, Royal Kotak Signature, NRI Royale Signature, Kotak Signature | Between ₹ 500 to ₹ 3,000, maximum exemption annual ₹ 3,500 | Between ₹ 500 to ₹ 5,000, maximum exemption annual ₹ 3,500 |
| League platinum, 811 #dream separate, kotak 811 credit card | Between ₹ 500 to ₹ 3,000, maximum exemption annual ₹ 3,500 | Between ₹ 500 to ₹ 4,000, maximum exemption annual ₹ 3,500 |
| Indian Oil Cotak Credit Card | Only ₹ 100 to ₹ 5,000 at IOCL Petrol Pump, maximum discount per statement ₹ 100 | The same – no change |
| Pleasing platinum | Between ₹ 400 to ₹ 4,000, maximum exemption annual ₹ 4,500 | The same – no change |
| Biz box | Between ₹ 500 to ₹ 3,000, maximum exemption annual ₹ 2,500 | Between ₹ 500 to ₹ 5,000, maximum exemption annual ₹ 2,500 |
| Myntra Kotak Credit Card | Between ₹ 500 to ₹ 3,000, maximum exemption annual ₹ 3,500 | The same – no change |
| Veer Platinum, Veer Select, Fortune | Between ₹ 500 to ₹ 3,000, maximum exemption annual ₹ 3,500 | The same – no change |
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